2 Comments Add yours

  1. Brent Barron says:

    You identify a very important issue. RRSPs and TFSAs are amazing instruments that should incentivize savings at a very high rate. The problem is that people just don’t think about the future with the rationality that boring economist-types expect them to (boring economist-types would call it “time inconsistent preferences”). As much as I dislike the state making financial decisions for citizens, this is one area where intervention is a good idea.

  2. Jose Javier Iguiniz says:

    Good piece Matt. solid argument.

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